Ashlar Homes
Call: (816) 988-4663
Exterior Shot
 
First-Time Home Buyer Program

Stop Renting.
Start owning
in the Kansas City Metro.

You don't need 20% down or perfect credit. Ashlar Homes gives first-time buyers the team, tools, and programs to make homeownership real — and affordable.

Check My Eligibility → How It Works
0%
Down options
15 min
To pre-qualify
$0
Cost to start
42
Floor plans
Woodlands at Chapman Farms Kitchen
 
The Woodlands at Chapman Farms Blue Springs, MO · Single family homes from $360k
Why Buy Now?

Renting is making
someone else wealthy.

 

Every rent check builds your landlord's equity — not yours. A new Ashlar home can actually cost less per month than renting in the same KC neighborhood.

With programs starting at 0% down and a specialist by your side from day one, there's never been a better time to make the move.

See If You Qualify →
700+
Homes built across KC Metro
5
Active Communities
4+★
Average homeowner rating
Your Path to Homeownership

How It Works

 

Four simple steps. Most first-time buyers are surprised by how straightforward it really is.

1
Connect with Us

Fill out our quick form. A dedicated specialist will reach out within 1 business day.

2
Get Pre-Qualified

15 minutes. Zero cost. Our Senior Mortgage Consultant at CommunityAmerica Credit Union helps you understand exactly what you can afford.

3
Choose Your Home

Tour and select from 42 floor plans across our communities. Pick from a quick move-in or a coming soon home. Homes that are being built give you the ability to personalize your finishes at our Design Center.

4
Move In

Whether you've selected one of our available homes or a to-be-built home, we keep you updated at every milestone.

Start the Process — It's Free →
The Ashlar Difference

What You Get With Every Ashlar Home

 
Woodlawn Model Living
 
A Better-Built Home

Premium materials, such as James Hardie siding and double-wall construction, with quality inspection at every stage. Ashlar has built 700+ homes across the KC Metro, and every one of them was built to last.

Ashlar-Homes-Redbud7
 
Your Finishes, Your Call

Choose your finishes, cabinets, countertops, and flooring at our Design Center. No two Ashlar homes are the same.

Exteriors
 
Neighborhoods Worth Coming Home To

Ashlar communities are designed around how people actually live with walkable streets, shared spaces, and neighbors who stick around.

Gourmet Kitchens
 
Gourmet Kitchens
Exterior - Villa at Woodlawn
 
Lasting Curb Appeal
Spacious Living Space
 
Comfortable Living Spaces
Popular with First-Time Buyers

Featured Home Plans

 

Thoughtfully-designed and surprisingly affordable. Ashlar's most popular floor plans for buyers entering their first home.

The Wynn Ranch · 1 Story
The Wynn
Starting in the Low $300s
🛏 3-5 BD🛁 2-3 BA🚗 2-3 Car📐 1,350 sq ft
View Floor Plan →
The Kaya Craftsman
The Kaya
Starting in the Low $300s
🛏 3-4 BD🛁 2.5-3.5 BA🚗 2-3 Car📐 1,450+ sq ft
View Floor Plan →
The Kinley Contemporary
The Kinley
Starting in the Low $300s
🛏 3–5 BD🛁 2-3 BA🚗 2-3 Car📐 1,500+ sq ft
View Floor Plan →
Browse All Floor Plans →
Built for First-Time Buyers

We're Here to Help Every Step of the Way

 

We understand the challenges of being a first-time home buyer. This is what we commonly hear:

  •  
    "I don't have 20% saved." — Programs start as low as 0% down. We'll connect you with the right lender.
  •  
    "This seems overwhelming." — An Ashlar specialist is with you for every step. Real people, from start to finish.
  •  
    "I don't know what I can afford." — Our Senior Mortgage Consultant pre-qualifies you in 15 minutes. Free. No obligation.
  •  
    "What if the build takes forever?" — With over 700 homes built in the past 10 years, you can have confidence in our build process. Ready to move now? Choose from one of our Available Quick Move-in Homes or personalize a to-be-built home.
  •  
    "I can't afford a nice home." — Ashlar starts in the low $300s with premium finishes included.
Ashlar Homeowner
Your Lending Partner

Getting a Mortgage is Easier Than You Think

 

We've partnered with CommunityAmerica Credit Union because they get first-time buyers. They have helped dozens of Ashlar families into their first home with programs most banks don't offer.

  • ✓ Down payments as low as 0% for qualified buyers
  • ✓ Pre-qualify in 15 minutes completely free
  • ✓ $0 cost until your loan closes with no obligation
CONNECT NOW
Jim Alderman
Jim Alderman
Senior Mortgage Advisor · CommunityAmerica Credit Union
CommunityAmerica Credit Union Preferred Lending Partner of Ashlar Homes
Free Consultation. No appointment needed. No cost until your loan closes.
Real Questions. Real Answers.

Frequently Asked Questions

 
No! At Ashlar Homes, we work with our preferred lender, CommunityAmerica, who offers loan programs available with as little as 10%, 5%, 3% or even 0% down for qualified applicants.
Our preferred mortgage lender, CommunityAmerica, is efficient and ready to assist you with all of your mortgage needs. In as few as 15 minutes, our preferred lenders have the ability to pre-qualify you for a loan.
Absolutely nothing! At Ashlar Homes, our preferred lender offers you a no-cost solution with no obligation, unless and until your home loan closes.
Most Ashlar homes complete within 6–10 months from signing, with milestone updates throughout.
Yes! Visit our Design Center or use our online tool to choose flooring, cabinets, countertops, and exterior finishes before you break ground.
5 active communities across the KC metro: Blue Springs MO, Lake Lotawana MO, Kansas City MO, Spring Hill KS, and Raymore MO.
See All FAQs on Ask Ashlar →
Don't Take Our Word for It

Real Families. Real Stories.

 
★★★★★
"Ashlar Homes has been so amazing during this whole process. They made our first home special and exciting. Our project manager continues to impress."
A
Ashlar Homeowner
Blue Springs, MO
★★★★★
"The craftsmanship and attention to detail is truly impressive — every finish is thoughtfully designed. Our clients couldn't be happier."
J
Jennifer M.
Real Estate Agent, KC Metro
★★★★★
"Always responsive, friendly and professional. They even did last-minute work to ease our minds before closing. Amazing value, amazing team."
H
Hope R.
Kansas City, MO
Your Next Step Is One Form Away

Ready to Stop Paying Rent?

No pressure. No cost. Just a real conversation with real specialists about what's possible for you.

Yes, I Want to Own a Home →
Let's get you Home

Connect With a Home Buying Specialist

 

Fill out the form and a dedicated specialist will reach out within 1 business day. No pressure, just real answers.

  •  
    0% down payment programs available
  •  
    Free pre-qualification in 15 minutes
  •  
    Ashlar specialists by your side from start to move-in day
  •  
    42 floor plans across 5 KC communities
  •  
    $0 cost until your loan closes
Ashlar Homeowners
 

"We went from renting to owning in less than a year."

Free Consultation With No Obligation

Our Home Buying Specialist will reach out within 1 business day. Zero cost, zero pressure.