Limited-time offer. Expires 10/31/2026. Valid on accepted full-price, non-contingent purchase agreements with a 30-day closing date. Mortgage financing must be obtained through the Jim Alderman Team at Community America Credit Union (CACU). The advertised 5.375% initial interest rate and an APR of 6.619% is available to well-qualified buyers on a 5/6-ARM mortgage. All loans are subject to credit approval and qualification requirements, including minimum loan amount requirements. To help eligible buyers obtain the advertised rate, Builder will provide a credit of up to $12,500 toward the rate buydown only, and CACU will provide a lender credit of up to $1,000. The combined credits are limited to the cost of 3.0-discount points or $13,500, whichever is less. Credits have no cash value and cannot be applied to any other costs. Rates and program terms are subject to change without notice. This promotion cannot be combined with other offers. Other restrictions may apply. Contact the Jim Alderman Team at CACU for full loan terms and details. NMLS ID #407543.